Prayer Work:

..the seamless unity

of believing and doing.

James 2:26

The Message

Howard and Kathy Boyd

Pastor Howard and Kathy Boyd have allowed God

to work in their lives through the ministry of prayer

and as a result of that mission, they have developed

a ministry called ”Prayer Work”.

This ministry has a two-fold mission.


**First to encourage people to pray more, both

alone and together.

They do this through Pastors Prayer Summits,

Marketplace Prayer gatherings and teaching

Pastors how to lead their congregations into deeper

prayer relationships.


**Secondly, it is our desire to help people enjoy

the benefits of homeownership through down payment

assistance.


**Prayer Works looks for people who are paying

rent and find it hard to come up with a down payment.


Walt Cameron, a mortgage banker from Heartland

Funding, provides free credit reports to all who apply.

He spends the time helping people find the

appropriate means to correct any credit problems.

Most of those that have received help thought that

homeownership was something that was very far in

their future, if possible at all.


As a service to the community, Prayer Works began

their Home Buyers Seminars in January 2004.

In that short period of time Prayer-Works have

helped around 76 families to become homeowners

and have exceeded several million in home sales

through this down payment assistance program.

It is our desire to help people enjoy the stewardship

and benefits of homeownership.


We start by removing the fears and help people

determine where they are, we help them to face

past failures with hope and to set them on the path

to homeownership. Heartland Funding has provided

us with tools to help make wise decisions regarding

financing.


Walt provides credit evaluations, guidance, direct

access to funding which fit peoples current needs

and provide options for the future. Prayer Works

wants to help with down payment assistance,

if necessary to get FHA funding.

Realtors have joined our team, and are available

to help find motivated sellers who can cover the

closing costs.

**Businesses and churches have joined up with

us and allowed us to share our vision with their

employees and congregations.

In April we will be presenting our vision to the

employees of the Herschend Family Entertainment

Corporation as well as First Baptist Church of

Kimberling City.

Check with your Pastor or your supervisor to find

out when one of our Home Buyers Seminar’s can be

provided for you!!!

**Benefits**

**Down Payment Assistance

**Free Credit Report and consultation

**Closing cost less than $300

**You shop for the home you desire

**Increasing your estate reducing your

~~~taxes, building equity, etc.

**FHA supported loans

Sponsored by:

Howard Boyd, Prayer Work

Walt Cameron, Heartland Funding


If you have any questions or are interested

in receiving information about Home

Ownership Assistance in the

Branson Missouri Area.


To Contact Us~Click Here

**To Print an Application**

Click Here

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